Stated that my x-wife had taken a loan out in my name and has committed fraud, and wanted me to pay.

citibank

just call and hang up

they call me 2 hours after they closed and i dont know anyone from Texas

I received a couple of threatening calls from FRS and they also left a threatening message on my parents home phone and at my brothers place of employment. I called the number back and only asked them for their mailing address. I promptly typed up a letter demanding that they send me information and verification on what case they were calling me about and I also sent them a letter stating that they were not allowed to call me regarding this matter. I sent both letters certified mail with return receipt. I received the signed return receipts back from them and I have not heard from them again. Here is the address to send them a letter demanding verification and/or a no contact letter. FRS (Federal Restitution Services) 5757 Main Street Williamsville, NY 14221